The advertised instalment includes a monthly service fee of R69 including VAT. Total cost of financing (R286 177) includes an initiation fee of R1 207.50 including VAT. Interest rates are linked to the prime lending rate which is currently 10.75% and are suject to change in the event that the prime lending rate changes. Financial Services and Registered Credit Provicer. NCRCP20. Offer valid untill 31 October 2025. Terms and Conditions apply. Offers apply while stocks last. Mandatory insurances are excluded.